Enter your own monthly savings, annual January injection, interest rate and timeline — every figure below recalculates instantly. Every projection only counts boxes you've actually ticked for months already reached; the future still assumes the plan continues.
Your Inputs
Auto-save works while you stay on this page, but can be unreliable when this file is reopened fresh (e.g. tapped from a chat or file manager). Save a progress file whenever you make real changes, and load it back on any device to pick up exactly where you left off.
Saving is on — nothing saved yet this visit.
Changes only the symbol and label — amounts you enter are treated as already being in this currency (no exchange-rate conversion).
Optional: Target a specific balance
Enter a target above to see how long it takes to reach it.
Final Projected Balance
₦0
after 30 years, gross of tax
Total Invested
₦0
ROI
0%
Monthly Deposits Total
₦0
January Injections Total
₦0
Net Profit
₦0
Total Months
0
Balance Growth Over Time
Projected Balance Total Capital Contributed
Milestone Breakdown
Swipe sideways to see all columns →
Milestone
Months
Total Principal
Projected Balance
Net Profit
ROI %
Milestones shown every 5 years, plus the final year. Months you've already ticked count only what's actually been paid in; months beyond your current progress assume the plan continues as scheduled. Toggle WHT above to see net-of-tax figures throughout.
Your Savings & Injection Tracker
Ticked So Far
₦0
Plan Total (Principal)
₦0
Progress
0%
Projected Final (Your Pace)
₦0
Tick your first box below to see your live projection here — it recalculates automatically every time you tick or untick a payment.
Monthly Savings Tracker — ₦200,000 per box
Year
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
January Injection Tracker — ₦5,000,000 per box
Tick a box the moment that deposit clears in real life. Every input on this page — your ticks, currency, monthly amount, injection, rate, years, WHT toggle and target — is saved automatically and restored the next time you open this tool, until you use one of the Reset buttons above.